Why should I refinance?

Lenders are constantly vying with each other to get your business. They bring out lower interest rates, better conditions and new products. If your circumstances have changed or may change in the near future, you should seriously consider refinancing.

The Four most common reasons why people refinance their loans:

  • A better interest rate
  • Lower monthly repayments
  • Access to the equity in their property
  • Change of personal circumstances
  • Refinancing opportunities

Refinancing to cater for lifestyle changes – such as buying a new home or investment property, diversifying your investments or consolidating debts – is a chance for many borrowers to get a better deal from their current lender or another financial institution.

Stress free

While obtaining a new home loan is a complex, time-consuming task, refinancing is typically much easier and less daunting. You now have a proven credit record to show your potential lender.

Making the right refinancing decision

Ultimately, whatever your reason for refinancing, it's important to have a clear objective in mind. You need to explore all the options and make an informed decision as to which form of refinancing is right for your individual needs and overall financial situation.

Talk to us to explore your refinancing options.



I felt comfortable with Rick straight away. He understood where we are now and where we want to be in 5 years. Fiona is a god send with all the paperwork would not have done it without her. Rick and Fiona make the perfect team.



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